Bank Fee Comparison Calculator

Two accounts, one yearly fee total each — which costs less?

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Calculate

Enter your numbers and press Calculate.

Estimates only, not financial advice. All rates, APYs, fees, returns, and prices here are figures you enter. No bank rate, return, or fee is claimed on this page, and results are not predictions or guarantees.

How it works

Yearly cost is monthly fee times 12, for each account. Difference is the higher yearly cost minus the lower one. Fees you enter should be the fees you actually pay — some accounts waive the monthly fee with a minimum balance or direct deposit, so check your account terms.

Frequently asked questions

Are monthly fees the only bank cost?

No. Overdraft fees, ATM fees, and wire fees can matter more than the monthly fee. This tool compares the monthly fee alone.

Why compare a $12 account with a $0 account?

Because $12 a month is $144 a year — a real cost that is easy to overlook month by month.